• 5 Reasons You Should Review Your Life Insurance Policy Each Year

    Would you take your family on a cross-country road trip if you haven’t gotten your vehicle checked in five years? Probably not, right? You should have the same thought process when it comes to your life insurance. Experts at the Insurance Information Institute recommend reassessing your life insurance policy needs at least once each year. […]

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  • How to Adjust Life Insurance Policies in a Divorce

    In recent years, divorce has become more and more common in the U.S. According to the CDC, 2.3 per 1,000 people got divorced in 2020. Divorce is never easy, and with your emotions at an all-time high, it can be easy to let things like adjusting your life insurance policy fall through the cracks. Learn […]

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  • When Is the Right Time to Get a Life Insurance Policy?

    There’s a famous Chinese proverb that gives perspective on planning for the future: “The best time to plant a tree was 20 years ago. The second best time is now.” The key factor in deciding when to get life insurance are the people who depend on you and how the loss of your income or […]

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  • Everything You Need to Know About Death Benefits

    Enrolling in a life insurance policy can help protect your family’s financial future. There are various types of policies and coverage. You can use the following information to guide your understanding of specific policy terms, filing a claim as a beneficiary, and compensation. What Is a Death Benefit? The “death benefit” collected after filing a […]

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  • Whole Life vs. Term Life Insurance: Which Is Right for You?

    Understanding the difference between whole life and term life insurance can help families choose the best type of coverage for their needs. While both policies help provide for survivors after the policyholder’s death, each type of life insurance has distinctive benefits and potential limitations. What to Know About Whole Life As the name suggests, whole […]

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  • How Often Should I Adjust My Life Insurance Policy?

    No matter what happens in life, a life insurance policy can support people when they need it most. Life insurance benefits change over time and must be regularly adjusted. The policy owner should review their coverage as they experience family life changes, financial changes, and as they explore new careers. Family Life Changes The loss […]

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  • When’s the Right Time to Get Life Insurance?

    Family posing in front of their home after getting life insurance

    Life insurance is primarily designed to ensure that your loved ones are financially protected in the event of your death. As with many different types of insurance, people often wonder when the right time is to start shopping around, if ever. Here are a few indications that it might be time to get life insurance. […]

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  • Common Life Insurance Terms Explained

    A family standing on the edge of a body of water

    When it comes to life insurance, industry jargon can be difficult to understand for those who aren’t in the business. These explanations of common life insurance terms will help consumers choose the right policy for their families. Types of Life Insurance All life insurance policies make a payment to another person in the event of […]

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  • A Life Insurance Guide for New Parents

    Family walking together down the street after receiving Life Insurance from RG Insurance Agency in Pharr, TX

    If you’ve recently started a family, the increased responsibility can be daunting, if not outright overwhelming. Between baby-proofing your home and planning for your child’s college education, there are decades of exciting uncertainties to prepare and plan for. One essential item that can be quickly crossed off the new parent to-do list is obtaining life […]

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