Preparing Your Pipes for the Next Winter Storm in Texas
Freezing rain, heavy snow, and occasional blizzards — winter storms often bring catastrophic weather conditions to the Lone Star State. Amidst the power outages and the frozen roads, Texas natives also face increased risks of property damage, particularly when it comes to their home’s pipes. When the temperatures outside drop, the chances of a homeowner’s […]
3 Reasons You Should Work With an Independent Insurance Agency
According to a study conducted by the Independent Insurance Agents & Brokers of America, there are around 36,500 independent insurance agencies across America. These independent agencies have access to many more insurance policies, allowing them to provide you with better coverage at a lower price. Read on to learn all the ways working with an […]
5 Reasons You Should Review Your Life Insurance Policy Each Year
Would you take your family on a cross-country road trip if you haven’t gotten your vehicle checked in five years? Probably not, right? You should have the same thought process when it comes to your life insurance. Experts at the Insurance Information Institute recommend reassessing your life insurance policy needs at least once each year. […]
How Mobile Home Insurance Differs From Standard Homeowners Insurance
The main difference between mobile homes and traditional homes is that the former are built off-site and transported on a moveable chassis to a residential plot of land, while the latter are built on-site, typically on a permanent slab. Because of their unique construction, mobile homes may be more vulnerable to severe weather events, and […]
How to Adjust Life Insurance Policies in a Divorce
In recent years, divorce has become more and more common in the U.S. According to the CDC, 2.3 per 1,000 people got divorced in 2020. Divorce is never easy, and with your emotions at an all-time high, it can be easy to let things like adjusting your life insurance policy fall through the cracks. Learn […]
Can You Pause Your Auto Insurance?
While it is not technically possible to “pause” your auto insurance because it is a requirement in most states, some insurance providers offer options to suspend liability coverage if you anticipate you won’t be driving for an extended period. How Do You Pause Your Auto Insurance? Depending on who you purchased auto insurance with, you […]
Boat Insurance: A Beginner’s Guide to Coverage
Having a boat can be one of life’s many joys. From Saturday mornings fishing to Sunday afternoons sailing, boating is a hobby that millions of Americans enjoy. While boating is a great way to spend your time, it doesn’t come without some risks. According to Statista, 3,191 people were injured in boating accidents in the […]
4 Factors That Go Into Auto Insurance Rates
Whether you already have an auto insurance plan or are looking for one, several factors can affect the amount of auto insurance premium you should pay. Factors that affect your car insurance premiums include the type of insurance you purchase and your driving habits – but these factors are within your control. However, other factors […]
When Is the Right Time to Get a Life Insurance Policy?
There’s a famous Chinese proverb that gives perspective on planning for the future: “The best time to plant a tree was 20 years ago. The second best time is now.” The key factor in deciding when to get life insurance are the people who depend on you and how the loss of your income or […]
What Is Gap Insurance for Cars?
Gap, or guaranteed asset protection, insurance is designed to help drivers cover the difference between the amount dispersed from their insurer and the amount left on their auto loan in the event of a total loss of a vehicle. In most cases, gap insurance isn’t required by law (but can be by a lender) but […]